Instant Insurance Claim Payout

Making Healthcare Credit Instant.

Upload your health policy. claimPay instantly assigns an emergency credit line up to 80% of your cover amount directly to your phone. Settle any hospital counter bill upfront with zero out-of-pocket panic.

✓ Zero Paperwork ✓ 100% Cashless

Up to 80%

Pre-Approved Line

✓

Universal Access

Any hospital in India

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Health Insurer

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Policy Cover Limit

📍

Hospital Location

Approved Line

₹1,50,000

Direct settlement compatible with all major insurers & TPAs

STAR HEALTH HDFC ERGO ICICI LOMBARD NIVA BUPA CARE HEALTH

Our Core Values

Your Partner in Healthcare Liquidity

We eliminate the stressful 4-to-8-hour cashless approval delay at hospital counters.

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Instant Disbursal

Funds transfer directly to hospital current accounts in 24–48 hours, keeping you protected from billing discharge delays.

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Zero Asset Collateral

Lines are underwritten against verified insurance claims through Monedo NBFC, requiring zero personal property liens.

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Self-Liquidating Payout

Zero monthly EMI pressure. When your insurer clears the claim docket, the advance is recovered automatically via escrow.

For Hospital Operations

Accelerated Receivables Factoring

Compress 60-to-90-day insurance dockets into Day-1 operational cash flow. Capture supplier discounts with zero fixed asset liens.

15-Day Zero Risk Sandbox

Hospitals routinely carry 25% to 35% of revenue locked in aging TPA receivables. Test claimPay on an initial trial batch with zero HMIS software integration required.

✓Up to 80% advanced to current account in 48h
✓Closed-loop virtual escrow clears on TPA payout

For Total Rewards & CHROs

Empower Your Employees' Health Insurance

Improve healthcare accessibility by giving your team the power to access care anywhere. We don't replace your corporate policy—we make their existing coverage infinitely more powerful.

42%

Of claims face non-network rejections, forcing out-of-pocket payment.

6-48 Hrs

Average wait time for discharge desk cashless approvals to clear.

75%

Of corporate employees lack the cash buffer for hospital deposits.

Deploy claimPay For Your Workforce

Zero percent employee add-on benefits. Monedo NBFC manages the credit underwriting and direct recovery seamlessly alongside your existing GMC provider.